Compare Our Rates

Below is a comparison which shows the advantages of Scotcash over a typical online credit company.


Based on a loan of £500 repaid over a period of 6 months:

  Scotcash Satsuma*
Loan amount
£500.00 £500.00
Admin fee £30.00** -
Monthly repayment £109.18 £158.00
Number of repayments 6 6
Total amount repayable £655.05 £948
APR 227.7% APR^ 1293.0% APR*
Total Saving £292.95  

*Loan featured on as at November 2020.

** Taken from loan amount paid to you.

^Rates may vary, terms and conditions apply.

Representative Example: Loan amount £400.00 repayable over 52 weeks. Total amount repayable £646.53 made up of £24.00 admin fee (taken from loan amount), 51 payments of £12.44 and 1 final payment of £12.19. Interest 105% p.a. fixed. Representative 224.1% APR.

What our customers say:

“The difference with Scotcash is huge. For a start the interest rates aren’t as high so I repay much less. And the people here listen to me. They understand my circumstances and if I have a problem I know I can come and talk to them."

Loan featured on as at November 2020