Compare Our Rates


Below is a comparison which shows the advantages of Scotcash over a typical home credit company.


Based on a loan of £500 repaid over a period of 1 year / 52 weeks:

  Scotcash Provident*
Loan amount
£500.00 £500.00
Admin fee £30.00 -
Weekly repayment £12.99 £18
Number of repayments 52 52
Total amount repayable £705.28 £936
APR 113.4% APR^ 299.3% APR*
Total Saving £230.72  

 *Loan featured on as at February 2019. 
^Rates may vary, terms and conditions apply. Representative APR is 113.4%.

What our customers say:

“The difference with Scotcash is huge. For a start the interest rates aren’t as high so I repay much less. And the people here listen to me. They understand my circumstances and if I have a problem I know I can come and talk to them."