About our loans

All our loans are means-tested and we only lend what we know you can afford, so you know you are in safe hands with a Scotcash loan.

At Scotcash, we provide affordable loans starting from just £100 - a cost-effective credit alternative where a bank or building society cannot help.

We offer affordable, fixed regular repayments to suit your financial situation and you have the option of paying weekly, fortnightly, four-weekly or monthly with flexible repayment dates. All Scotcash loans are repaid through your bank account by Direct Debit, so there are no home visits or cash payments required. If you don't have a bank account we can help you open one.

Key facts and figures

Over the last year we have helped a range of people with our affordable loan scheme. See some of the key facts and figures below:

2020/21 at a glance
Average loan amount £500
Average loan term 52 weeks
Average payment per week £15.26
Top Reasons Customers Choose Scotcash

Next Steps

If you would like to discuss a loan with us further:

What our customers say

I'm extremely grateful for your help when we were at our lowest and everything was going downhill

Samantha Cairns, North Glasgow

This customer got a £300 loan to decorate their new home. Her partner is now working and things are looking up. She has not gone on to take another loan just now as she would prefer to wait until she needed it.

Thank you, your company has helped me through a lot of financial pressure and with lower APR I don't feel ripped of

John Martin, South Glasgow

This customer is on her 4th loan, single with 3 kids. She usually uses her loans for Christmas and kids birthdays.

Do you need help?

At Scotcash we provide personal loans starting from just £100. We provide a cost effective alternative for loans where a bank or building society cannot help.