About Our Loans

At Scotcash we provide personal loans starting from just £100. We provide a cost effective alternative for loans where a bank or building society cannot help.

Who Can Apply?

While we aim to help as many people as possible with our affordable loan scheme, we do have some initial criteria that must be met in order to apply. Have a look to see if you are eligible for a Scotcash loan.

Compare Our Rates

As all our loans are means tested and we only lend what we know you can afford to pay back, you know you are in safe hands with a Scotcash loan. Take a look at our loan comparison table to see how a Scotcash loan compares to a typical home credit company.

How To Apply

Scotcash are committed to making our services more accessible, efficient and convenient for our customers. In addition to applying for a loan face-to- face with one of our Affordable Credit Advisers - you can now apply for a loan with us over the phone, online or request an application form in the post.

Difficulty Making Payments?

If you are having difficulty in repaying your Scotcash loan there are a number of ways we can assist you:

How Much Can I Borrow

At Scotcash, we provide cost-effective loans starting from just £100 and go up to £2,000 with a maximum repayment period of 12 months.

Applying for a Loan with Poor Credit

If you find yourself in a difficult financial situation, a personal loan can be all you need to get back on your feet. Find out how Scotcash can help.

Popular Uses For Small, Short Term Loans

There are many reasons why you might need a short term loan. It could be to cover a personal expense or be used as a means to build credit. Here at Scotcash, most of the loans we have issued have been to finance a life event, a life change or a big purchase.