Bank holiday dates for 2014

Posted by: admin on January 13 2014 | Tagged: Services, Customer announcements

Direct debit payments can be delayed by bank holidays and if you do not leave enough money in your bank account - this can be expensive.

If your Scotcash payment falls on a bank holiday, the money will be taken out of your bank account on the next working day, so you need to ensure that you leave your whole payment in your account for the extra days as required.

The table below shows the bank holidays for this year and should help you plan for them. If your direct debit is due on any of the dates in the middle column, please remember to leave funds in your account until the date shown in the end column.

Bank Holiday

Direct Debit Date

Payment will be called for

Easter

Friday 18th April 2014

Tuesday 22nd April 2014

Easter

Monday 21st April 2014

Tuesday 22nd April 2014

May Day

Monday 5th May 2014

Tuesday 6th May 2014

May Summer holiday

Monday 26th May 2014

Tuesday 27th May 2014

August bank holiday

Monday 25th August 2014

Tuesday 26th August 2014

Christmas Day

Thursday 25th December 2014

Monday 29th December

2014

Boxing Day

 

Friday 26th December 2014

 

Monday 29th December

2014

New Years Day

 

Thursday 1st January 2015

 

Friday 2nd January 2015

 

PLEASE NOTE THAT IF YOU DO NOT LEAVE ENOUGH FUNDS IN YOUR ACCOUNT YOUR BANK MAY CHARGE YOU UP TO £30.00

Over the festive period take extra care with your payments as you may get benefits paid early into your bank account so you must remember to leave funds in your account to cover any Direct Debits due.

Remember, if you think you may have problems making your payments, you can take a payment holiday. To do this, just call the office on 0141 276 0525 before 1pm on the Tuesday before your payment is due.

We also offer free independent money advice supplied by Citizen's Advice Bureau. If you are having difficulties with our payments or any other financial commitments, you can talk confidentially to one of our advisers. An appointment can be made by telephoning the number above. 

We do not encourage customers to leave payment instructions on our voicemail service because there is a risk that your message may be unclear or may not be recorded at all. Please make every attempt to speak to your loan officer or another member of staff in person. Scotcash does not accept responsibility for any errors or omissions made as a result of a payment instruction received by voicemail.

You should note that if you take a payment holiday, your loan account will be subject to additional interest charges and will run longer than originally scheduled.  Ask when you call for more details.