• 1 Personal Information
  • 2 Employment & Benefits
  • 3 Income & Expenditure
  • 4 Application Details

Thank you for choosing to apply for a Scotcash loan

If you're having serious financial difficulties, a Scotcash loan isn't suitable for you. Free help and advice is available by talking to StepChangeNational Debtline or your local Citizens Advice.


We aim to help as many people as possible but we also have guidelines which we have to follow.

 To be considered for a loan: 

  • You need to be 18 years of age or older.
  • You must live within the United Kingdom.
  • You must have a bank account which can support Direct Debits. If you do not have a bank account we can help you open one with Barclays, Royal Bank of Scotland or Bank of Scotland. See our basic bank accounts service for more information.
  • You need to have lived in the UK for at least the last three years.
  • If you have been Bankrupt, signed a Trust Deed, IVA or similar you must be cleared for a minimum of three years.
  • If you are an existing customer, you must be half way through your loan before you can apply for a top up.   

Please fill in all areas of this application. There are some mandatory fields, marked with a * which must be completed but if you have any problems with the rest of the application, please fill it in to the best of your ability as we will review your application with you at a later stage..

Once we have received your application, you need to send us 8 weeks' worth of bank statements. You can hand them in to one of our offices, post them to us or submit them electronically through Bank Vision once you have completed your application. 

It usually takes 2 working days to assess an application although at busier times it can take slightly longer. Please do not contact us for a decision unless it is at least two days since you sent in your bank statements.

If you need more information or are unsure about anything else, call us on 0141 276 0525 and we will do our best to assist you. 

How we’ll use your information:

  • Scotcash takes the security of your information very seriously.
  • The information you provide will be used to process your application, credit agreement and managing your account.
  • The contact details you give could be used if we need to speak to you about your application.
  • Full details of how we use and share your information can be viewed in our Privacy Policy.
  • By proceeding with your application, you agree that we can use your information in this way. 

Apply for a loan

At Scotcash we provide personal loans starting from just £50. We provide a cost effective alternative for loans where a bank or building society cannot help. 

For existing customers with an outstanding balance please insert the amount of new funds you wish to apply for. If successful your current loan will be settled and the amount outstanding added to your new loan. You will then receive a text to confirm the amount of new funds to be paid to your bank account.

How much do you wish to borrow? *


How long do you want it for?


Weekly Repayment: £


Borrowing £0


Admin* £




Total to repay** £0

*Admin fee is only payable if the loan is approved, calculated on the total loan amount and is due when the loan is signed. 

**Please note the above is an illustration only and amounts quoted above may vary. Terms and Conditions apply.

Representative Example: Loan amount £400.00 repayable over 52 weeks. Total amount repayable £686.25 made up of £24.00 admin fee, 51 payments of £12.75 and 1 final payment of £12.00. Interest 105% p.a. fixed. Representative 243.8% APR.

Basic Information

(*) indicates a required field

This is the legal name that you are known by

You must provide us with either your home telephone number, mobile number, email address or work telephone number so we can get in touch to progress your application.

Enter your postcode and we will use it to look up your address.